Our T & C

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Thank you for your interest in 1st Capital Title Loans we are a Supervised Lender licensed under South Carolina law. Loans made by 1st Capital are supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq. and are not short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.

The complete schedule of fees and charges for our secured installment loan product is set forth below. If we do not have a current lien on the pledged motor vehicle collateral, we will impose a title lien filing fee of $15 (amount set by South Carolina law). The title lien filing fee, which is included in the amount financed/loan principal, will be paid directly to the Department of Motor Vehicles from the loan proceeds.

1660 US-701

Loris, SC   29569

Office:    843-756-4433

Fax:       843-756-3523