Thank you for your interest in 1st Capital Title Loans we are a Supervised Lender licensed under South Carolina law. Loans made by 1st Capital are supervised loans authorized by the South Carolina Consumer Protection Code, § 37-3-501 et seq. and are not short-term vehicle secured loans as defined by South Carolina Consumer Protection Code, § 37-3-413.
The complete schedule of fees and charges for our secured installment loan product is set forth below. If we do not have a current lien on the pledged motor vehicle collateral, we will impose a title lien filing fee of $15 (amount set by South Carolina law). The title lien filing fee, which is included in the amount financed/loan principal, will be paid directly to the Department of Motor Vehicles from the loan proceeds.